Learn Financial Skills with UNCF and Zogo: Earn Rewards and Build Wealth

Through a unique partnership with American Express and Zogo, UNCF is empowering students with essential financial knowledge. With the Zogo app, students won’t just learn about personal finance; they can also earn pineapple points for completing modules, which can be redeemed for real rewards like gift cards to popular stores like Starbucks, Amazon and Target. Students can also refer three people to Zogo by Jan. 31, 2024, and be entered to win a $250 Amazon gift card.

Here’s a closer look at two key modules that can jumpstart their financial journey:

Investing Made Simple with Zogo

Investing might sound intimidating, but Zogo’s “Start Investing” module breaks it down into manageable, easy-to-understand lessons. Whether they’re new to the world of stocks, bonds or mutual funds, this module covers the basics and helps students understand how to grow their money over time. From explaining different investment types to outlining strategies for minimizing risks, this module is perfect for students who want to learn financial literacy and make their money work for them.

By the end of this module, they’ll understand how to set financial goals, diversify their portfolio and start building wealth, even on a student budget. Plus, they’ll earn pineapple points as they progress, which can be redeemed for gift cards to their favorite retailers.

Mastering Budgeting Basics

One of the most crucial skills to master in college and beyond is budgeting. The “Live on a Budget” module teaches students how to create a realistic budget that aligns with their income and expenses. With practical tips on tracking spending, setting saving goals and avoiding debt, this module empowers students to manage their money wisely and build a strong financial foundation.

By learning how to allocate their resources effectively, students will be better prepared to handle life’s financial challenges. And yes, they’ll also be earning pineapple points with every lesson completed, getting closer to redeeming them for real cash or gift cards.

Earn Rewards While You Learn

Zogo’s gamified approach makes learning about finances enjoyable and rewarding. As students complete each bite-sized lesson, they’ll earn pineapple points that can be redeemed for gift cards at popular stores like Starbucks, Amazon, and Target. This not only keeps students engaged but also helps reinforce important financial concepts in a way that’s fun and accessible.

Through our collaboration with American Express and Zogo, UNCF aims to provide students with the tools they need to navigate financial decisions and manage money with confidence and competence. With topics ranging from budgeting tips and saving to investing and debt management, Zogo’s modules offer valuable insights that can have a lasting impact on student’s financial health.

Students can also share the financial love by inviting friends and family to build their money skills for free.

Refer a friend for a chance to win $250:

  • Refer three friends on the Zogo app by January  31 to be entered into a drawing for the chance to win a $250 Amazon gift card!
  • Zogo will also reward 5,000 pineapples (a value of $5) for every referral. 

How to make a referral:

  1. Navigate to your profile: Open the Zogo app and tap on the “Profile” tab.
  2. Scroll to “Friends Referred”: Find the “Friends Referred” section.
  3. Click “Invite”: Choose “Invite” to share your unique referral link.
  4. Copy your referral code: Copy your referral code directly or select “Invite Now” to share your unique referral link via your preferred method.
  5. Tell your friends to download the Zogo app and input your referral code when they create an account. Your friends MUST download the Zogo app, create an account and input your referral code in order for your invites to be counted. 

Drawing will be held by February 7 from all eligible entries. 

Download the Zogo app today with code “UNCF” to start your financial journey!


Use of UNCF’s name, logo, trade name, service mark, or trademark shall not be construed as an endorsement of any products and/or services. UNCF makes no claims with regard to the effectiveness of any product and/or service.