From Student Loan Cap to Lifeline: Funding A Dream with UNCF Scholarships
When Joél L. Joseph from New Orleans, LA pursued his third master’s degree, this time in divinity, he turned to scholarships after hitting his loan cap. “I was taking out loans, taking out loans and I was trying to just figure out ways to pay for college,” said Joseph.
As a student at the Interdenominational Theological Center (ITC), a UNCF-member institution, a friend mentioned he should apply for UNCF scholarships to help fund his education. He heeded his friend’s advice and became a recipient of the Anna Bing scholarship and the Tell Us About “U” scholarship. “If I hadn’t received funding, I would have to take on more personal debt, which is a weight and a heavy blockage to my goals and dreams,” he said.
Becoming a UNCF scholar inspired him to give back and provide support for other students looking for scholarships. He became a UNCF ambassador on his campus, educating students on opportunities and providing scholarship tips. As a seventh-grade math teacher and a father, he’s able to share the impact of UNCF scholarships and programs with his kids and his students—showing them that college is possible. “I have students that are even coming back for collegiate advice and I’ve been teaching for 13 years now,” said Joseph.
His advice to students applying to UNCF scholarships: “You cannot beat free money or free resources. Even if you think you don’t need those resources, it’s better to have them and not need them than need them and not have it.”
Joseph started his college journey at Valdosta State University, earning two bachelor’s degrees and one master’s degree. He then attended Georgia State University for another master’s degree, but always had an interest in attending an historically Black colleges and universities (HBCU). As an undergraduate, Joseph would frequently visit HBCUs located near his universities to experience homecoming and campus events. He reflects on the sense of pride and familial atmosphere he experienced on these campuses.
He was drawn to ITC because his mother was a minister and educator. Attending ITC was a way to pay homage to her legacy and answer the call to ministry. Joseph describes ITC as an HBCU that offers “religious and spiritual knowledge that I can’t get anywhere else.” While he’s ministering, Joseph wanted to ensure he would be able to speak to people from a perspective of knowledge.
His most memorable experience at ITC was participating in Harambee Connection Week, a time when professors and students come together on campus to have discussions and decompress. Students talk to ITC faculty about any issues they may have in class or any world topics. It’s a safe space for students to have discussions and make deeper connections on campus.
After graduating from ITC, Joseph plans to continue his education and earn a doctorate in public administration at Georgia State University. He’s passionate about implementing policies at the state level and aspires to become a governor.
UNCF is proud of our students and alumni who have received scholarships that help them continue their education and graduate. These scholarships are invaluable to students, and UNCF is accepting donations to support students like Joel L. Joseph in their academic endeavors.